Cela dit, la prolifération de produits dont chacun pourrait intéresser 3 ou 4 p. 100 du marché est une bonne chose, comme l'a dit Brian, parce que cela incite les autres institutions financières à offrir des produits comparables.
That being said, the notion of having a proliferation of different products, each of which might only ever have the potential to serve 3% or 4% of the market, is a good thing, as Brian said, as it levers other institutions to offer something similar.