Est-ce à cause des difficultés linguistiques, des cultures financières différentes, du cadre juridique ou parce que les gens font confiance aux prêteurs qu’ils connaissent et qui sont proches d’eux?
Is it because of difficulties with language, because of the different financial cultures, the legal framework, or is it because people have confidences in lenders with which they are familiar and which are on their doorstep?