Si tel est le cas, il se pose un problème de risque moral car les institutions, s’attendant à être secourues en cas de défaillance, seraient incitées à prendre davantage de risques qu’elles ne le feraient autrement.
If this is public perception, then there is a problem of moral hazard; that is, institutions, expecting that they will be rescued if they get into trouble, will have an incentive to assume a greater degree of risk than they would if they did not believe they would be rescued by the government if they got into trouble.