PRPPs address this ga
p in the retirement system by: providing a new, accessible, straightforward and administratively low cost retirement option for employers to offer to their employees; allowing individuals who currently may n
ot participate in a pension plan, such as the self-employed and employees of companies that do not offer a pension plan, to make use of this new option; enabling more people to benefit from the lower investment management costs that result from membership in a large pooled pension plan; allowing for the port
...[+++]ability of benefits that would facilitate an easy transfer between plans; and ensuring that funds that are invested are in the best interests of the plan members.