Mme Karen Redman: D'autres témoins disent s'inquiéter du fait que les banques risquent d'écrémer le marché de l'assurance peu coûteuse à administrer et de laisser aux courtiers indépendants comme vous le marché plus coûteux ou complexe et qui finira par être plus cher pour le consommateur puisque les prix vont monter.
Mrs. Karen Redman: One of the concerns I've had delineated by other witnesses is the fact that banks may well skim off what is, as I think somebody referred to it, the fast-food kind of insurance, the kind of insurance that's relatively cheap to process, and leave independent agents such as yourselves with a product that's more expensive to deliver and more complex and that will, at the end of the day, cost the consumer more, because it will drive prices up.