Sans vouloir remplacer les banques, il faut consacrer ce 25 p. 100 des surplus à des prêts sans intérêt aux PME, mais en mettant des barrières à l'entrée, car actuellement, se lancer en affaires est trop facile.
I'm not advocating that we replace the banks, but we should be allocating this 25% of the surplus as interest-free loans to small- and medium-size businesses. However, we have to set up some barriers at the start, because right now it's too easy to get into business.