Nous pensions être mieux lotis que les États-Unis parce que le système IRA y était très restrictif, alors que nous avions le système de REER très extensif et beaucoup plus généreux, mais les Américains ont mis en place des instruments similaires ayant élargi le concept de l'IRA.
We used to think we were much better off than the States because they had a very small IRA system and we had this very elaborate RRSP system that was much more generous. The Americans have been developing similar vehicles and have been extending the IRA concept.