En fait, au sein de notre portefeuille de clients PME, qui inclut notre division de l'agriculture, l'évaluation des risques du crédit s'est avérée solide d'un bout à l'autre, bien que, je pense, comme dirait Benny, les petites entreprises constituent un indicateur tardif de la conjoncture.
Actually, within the small-business book, which includes our agriculture division, the credit risk ratings have held solid throughout the piece, although I think Benny would suggest that small business is a lagging indicator of what's happening in the economy.