(c) les offices de chèques postaux, tels que visés à l'article 2, point 3, deuxième tiret, de la directive 2000/12/CE, qui sont habilités en droit national ou communautaire à fournir des services de paiement;
(c) post office giro institutions, as referred to in the second indent of Article 2(3) of Directive 2000/12/EC, which are entitled under national or Community law to provide payment services;