b) le contributeur, ayant exercé son option aux termes des articles 12, 13 ou 13.01 de la Loi ou ayant été réputé selon les alinéas 10(5)a) ou b) de la Loi, l’avoir exercée, a agi sur la foi de renseignements erronés ou trompeurs visés à l’article 19 sans lesquels il aurait choisi une autre prestation ou aurait exercé son option plus tôt;
(b) the contributor, in exercising the option that he or she made under section 12, 13 or 13.01 of the Act or having been deemed under paragraph 10(5)(a) or (b) of the Act to have exercised, acted upon the erroneous or misleading information referred to in section 19, and would have made a different choice of benefit or would have exercised the option at an earlier time if there had been no erroneous or misleading information given;