Ils ne croient pas que, si ces deux cartes ?taient g?r?es ensemble, le taux factur? pour Visa baisserait ? 1,45 p. 100; il est plut?t probable que c?est le contraire qui se passerait.
They do not believe that if those two cards were under one roof that indeed the Visa rate would go down to 1.45 per cent; rather, it is probable that the contrary would occur.