En ce qui concerne le changement de compte, les principes communs adoptés en 2008 par le European Banking Industry Committee offrent un modèle de mécanisme de basculement entre des comptes bancaires de prestataires de services de paiement situés dans le même État membre.
However, no final agreement was found on these guidelines. As regards switching, the common principles established in 2008 by the European Banking Industry Committee provide a model mechanism for switching between bank accounts offered by payment service providers located in the same Member State.