Vous avez parlé des banques virtuelles qui, malheureusement, n'offrent pas.et vous avez dit aussi, et je trouve cela intéressant, que les institutions devront offrir une gamme complète de services, et c'est ce que les PME réclament, si les fusions obtiennent le feu vert.
You've mentioned some of the virtual banks that have come in, and unfortunately, because they didn't maybe provide.and you made an interesting comment now about providing full service, which is something that we're hearing, from SMEs in particular, would be needed if in fact mergers were to go ahead.
