I guess what one hopes in all of this is that if we're going to have a more globalized financial market, if we're going to have more competition, then the point we were trying to make in our opening statement is that you have to look at the financial regulations more carefully and you have to set up a series of processes that allow you to find these problems earlier and deal with them earlier so that you're not dealing with having to wind up insolvent institutions.
Si notre marché s'internationalise, si la concurrence augmente—nous l'avons dit dans notre énoncé préliminaire—nous devrons examiner de très près les règlements financiers et établir toute une gamme de procédures qui nous permettront de déceler les problèmes plus précocement, afin de les régler au plus tôt. Nous éviterons ainsi de nous retrouver avec des institutions insolvables.