Il faut de la concurrence, tout le monde s'entend là
-dessus, mais aussi beaucoup de collabo
ration parce que la réussite actuelle des systèmes est due en grande partie au travail de collaboration inter- institution afin d'harmoniser le chaos incessant de nouvell
es initiatives sans avenir qui peuvent augmenter les coûts des commerçants et surtout mélanger les consommateurs qui paient toujours en définitive tous les coûts r
eliés au service de ...[+++]paiement.
There must be competition, everybody agrees on that, but there also has to be a high level of collaboration because the success of current systems is due in large part to collaborative work between the institutions to deal with the on-going chaos wrought by fruitless new initiatives that have the potential to increase costs for merchants and confuse consumers who always end up on the hook for all costs associated with the payment service.